Comments for Journey Financial Blog

Comment on Tax and Estate Planning Strategy Changes Likely by EUGENE

EUGENE — Wed, 21 Jul 2010 06:42:09 +0000

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Comment on Why You Shouldn’t Convert to a Roth IRA by SEAN

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Comment on Tax minimizing strategies to implement this year by Engrape Financier

Engrape Financier — Mon, 07 Jun 2010 14:00:11 +0000

Thank you for sharing this post. Planning finances is very crucial in our future. It’s not how much money we are making but what we do with our money is what matters.

Comment on Planning Opportunity #1 Self funding long term care by Scott A Olson

Scott A Olson — Mon, 10 May 2010 17:53:01 +0000

Using the cash value of an old life insurance policy to pay for long-term care insurance is a smart move and can save on taxes.

However, it rarely makes sense to buy products that combine life insurance (or an annuity) with long-term care insurance. You can usually get twice as much benefit with a “single pay” long-term care insurance policy that will refund the premium on death if you don’t need care.

The other downside to those “combination products” is that they do not qualify you for “special asset protection” (a.k.a. “asset disregard”) through the Long-Term Care Partnership programs that are now available in 37 states.

The Long-Term Care Partnership programs provide dollar-for-dollar asset protection. Each dollar that your long-term care partnership policy pays out in benefits entitles you to keep a dollar of your assets if you ever need to apply for Medicaid services.

Scott A. Olson
http://www.LTCInsuranceShopper.com

Comment on Lowering future tax bills for high income investors by Journey Financial Planners: Finacial Planning Advice & Trends

Journey Financial Planners: Finacial Planning Advice & Trends — Mon, 10 May 2010 17:17:35 +0000

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Comment on Rating Your 401(k) Plan by Journey Financial Planners: Finacial Planning Advice & Trends | Self Directed Investor News

Fri, 19 Mar 2010 21:47:05 +0000

[...] Here is the original post: Journey Financial Planners: Finacial Planning Advice & Trends [...]

Comment on The Appropriate Mix – Active and Indexing by Journey Financial Planners: Finacial Planning Advice & Trends

Journey Financial Planners: Finacial Planning Advice & Trends — Fri, 05 Feb 2010 20:18:45 +0000

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Comment on Small 401(k) Plans Often Pay Big Fees by Renna Cooper

Renna Cooper — Tue, 02 Feb 2010 01:29:13 +0000

There is plain a lot for me to ascertain outside of my books. Thanks for the fantastic read,

Comment on Small 401(k) Plans Often Pay Big Fees by Scott Hancock

Scott Hancock — Fri, 08 Jan 2010 06:43:42 +0000

I don’t normally comment on blogs, however I have to say that I rather enjoyed yours as it was indepth. I